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Home/FinanceMulti-Gateway — Zero Server Uploads

Freelance & Payment Fee Calculator

Calculate payment processor fees and discover exactly how much to invoice clients to receive your desired take-home payout.

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Gateway Fee Comparison Table

Payment GatewayFee RateFee DeductedNet Payout
Custom Gateway Parameters:
Formula Mode 2: (Target Net + Fixed Fee) / (1 - Rate) ensures 100% exact payout.

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All fee arithmetic occurs strictly in your browser. No financial numbers, rates, or figures are logged.

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Frequently Asked Questions

How does the reverse invoice calculation work?
It calculates the gross invoice required so that after the processor deducts their percentage and fixed fee, your net payout equals your target amount.
Which gateway fee rates are used?
Stripe Standard (2.9% + $0.30), Stripe International (4.4% + $0.30), PayPal Standard (3.49% + $0.49), PayPal International (4.99% + $0.49), Wise (0.5%), plus custom inputs.
Can I add custom percentage and fixed fees?
Yes. Select the Custom Gateway row to input your specific merchant or platform percentage and fixed dollar fee.